Mortgages

Residential Mortgage Lending Services

Thomas County Federal S&L offers the very best in fast friendly service on our Mortgages varying from purchasing a home, refinancing a home, building a home or making equity loans.

Purchasing and Refinancing

We offer very attractive rates on mortgage loans on most any terms compatible with customer needs. Fixed rate loans, adjustable mortgages, and balloon type loans are offered giving our customers the most available products to choose from.

Construction and Construction-to-Permanent

We not only offer the construction loan which can later be converted to a long term mortgage loan, but we also offer the combination construction-permanent loan which gives our customers the privilege of having one closing for the construction and permanent loan together.

Lot Financing

We offer financing of the lot you purchase so you can have the freedom to decide the perfect house plan without pressure to build the house immediately.

Home Equity Loans

Increased property values and funds invested in your home give you the edge in making home equity loans for various reasons. These loans give you the advantage of being able to deduct the interest as well as use these funds for various needs.

Special First Time Home Buyer Loans

We offer a special first-time homebuyer loan which gives customers, who have never owned a home before, special relaxed qualifications with lower down payment and lower closing costs.

Mortgage Loan Specialist

Contact one of our friendly Mortgage Loan Specialist for details today.
Phone 229-226-3221.

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